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Commercial auto insurance policy refers to insurance policies that is are targeted at commercial vehicle fleets. These fleets may contain trucks used for design or a fleet of cars used by salespeople or fix staff.

Blanket Coverage

Business auto insurance may include blanket coverage, which insures all drivers of all automobiles within a fleet. On the case of enterprises similar like car dealerships, the insurance policy also covers nonemployee drivers to particular limits.

Benefits

Commercial car insurance allows some business proprietor to guard his company's bottom series from charges relating to injury repair also accident liability.

Thoughts

Some enterprises fixed high deductibles on their commercial auto insurance policies. While this reduceds the cost of the insurance premium, it will improve the company's exposure in the event about an accident.

Specific Coverage Identification

Caution

Depending on the insurer, all employees who drive can be required to meet the underwriting rules of the insurance company. As some result, some employees may not be enveloped from business auto insurance.