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Collect Important Information with the Scene

Catch the Scene

Take pictures. Use your cell phone or ask a passerby to help. Return to the scene later if mandatory to take images of the specific place. Without delay change information from drivers' licenses and insurance policy cards with others engaged on the accident. Call the police or go directly to the police station to file a record. Photos, statements, the additional parties' data, witnesses and a law enforcement agency report are critical to process your claim competently. Automobile insurance.

Speak to Your Insurance policy Company's Declares Agent

Submit the law enforcement agency report.

File your claim by telephone, online or download and mail a form. Phone filing supply immediate contact with an factor who can process your claim in a timely way; though, if you file online or download plus mail a claim form in, your declare will also be resolved diligently. The procedure takes a few days to interview both sides, review pictures and order police reports. Be positive to call your insurance firm first.

Find Out What Your Insurance Covers

Full reduction

Apply your coverage to its entire extent. You may be eligible for some free tow, a rental automobile, auto restores and medical benefits or no benefits by all, if you only carry liability insurance. Payment may take a few days to years depending on the extremity of damage, extent of injuries, also whether responsibility--who is at fault--remains in dispute. Plan to pay your deductible to expedite the process.